Out From Under Debt App Coming Soon   Get on the List Today!

surprise Debt Relief

We Don’t Just Track Debt.
We Help you Reduce it,
Faster.

Get a plan, stay on track, and become eligible for surprise debt relief program. No purchase necessary.

AppleStore
Ashley

Ashley reached
her safety net goal.

tomnew

Tom paid off his first credit card!

giveaway-sm v2
Coming Soon

How to Qualify

Follow these simple steps!

Become an OFU User

Become an OFU User

Sign up and download the   OFU app.

Link Financial Accounts

Link Financial Accounts

Connect your bank accounts securely through Plaid.

one active debt

Have At least
1 Active Debt

Have at least one debt being tracked in the app.

Make Payments

Make Payments

Make at least one debt payment this month.

Get Started Now

Terms & Conditions may apply.

How to Qualify

Follow these simple steps!

Become an OFU User

Become an OFU User

Sign up and download the   OFU app.

Link Financial Accounts

Link Financial Accounts

Connect your bank accounts securely through Plaid.

one active debt

Have At least
1 Active Debt

Have at least one debt being tracked in the app.

Make Payments

Make Payments

Make at least one debt payment this month.

AppleStore
1

Fill out the form on the right

Enter your contact details to generate your official enrollment form.

2

Download the PDF form and Sign it

Your pre-filled form will download automatically. Print it out and add your signature.

3

Mail it to US

Send your signed form to: [Insert Mailing Address]





    Terms & Conditions may apply.

    4.9 Ratings

    Built by Certified
    Financial Planners™

    Finally clear of my debt.

    profile 1

    Sarah T, App Store

    Loved this help thanks Chip!

    profile 1

    Lainey Hayre, App Store

    level up v6
    LEVEL UP!

    Want Better Odds?
    Earn More Entries!

    Refer a Friend

    Get 5 bonus entries for every friend who joins and links an account.

    Simple Rules v2

    Achieve a Milestone

    Pay off 10% of any balance and earn 10 bonus entries automatically.

    Check in with Chip Weekly

    Chat with Chip each week to stay on track and earn entries just for showing up.

    How Winners are Selected

    Every month, Chip, randomly selects one winner from the full pool of active, qualifying members — based on total entries earned.

    Winners are announced on the 1st of every month and every selection is fully transparent and verified.

    winners
    debt free

    DEBT FREE!

    $14,250.00 Student Loan Paid

    Could This Be You?

    Imagine getting support to help reduce your debt faster

      No purchase necessary. Joining the list makes you eligible for launch updates and surprise debt relief notifications.

      Get A Free Credit Card Debt Freedom Action Plan

      Join today for instant access to our Credit Card Debt Freedom Action Plan and start your action plan!

        No purchase necessary. Joining the list makes you eligible for launch updates and surprise debt relief notifications.